Protecting Your Future with Axiom Insurance Agency Insurance

Homeowners Insurance
Covers your home and personal belongings in the event of damage, theft, or liability claims.
Example: A pipe bursts while you're at work, causing water damage to your floors and furniture. This policy helps pay for the repairs and replacement costs.

Auto Insurance
Protects your vehicle and provides liability coverage if you're involved in an accident.
Example: You rear-end someone at a stoplight. Your policy helps cover the other driver’s repairs and any medical expenses, plus damage to your own car (if you have full coverage).

Renters Insurance
Provides coverage for personal belongings and liability if you’re renting a home or apartment.
Example: A kitchen fire damages your appliances and smoke ruins your clothes. Your policy pays to replace them and covers temporary living expenses.

Motorcycle, RV, and Boat Insurance
Specialty coverage for recreational vehicles, motorcycles, boats, and personal watercraft.
Example: A storm damages your boat while it's docked. Your boat policy covers the cost of repairs.

Umbrella Insurance
Offers extra liability protection beyond the limits of your home or auto policies.
Example: A guest trips on your property and sues for more than your homeowner’s policy covers. Umbrella insurance steps in to cover the remaining costs.

General Liability Insurance
Protects your business from claims involving bodily injury, property damage, and more.
Example: A customer slips in your store and breaks their arm. This policy helps cover medical bills and legal fees.

Commercial Property Insurance
Covers your business property—buildings, equipment, inventory—against damage or loss.
Example: A fire damages your office and equipment. This policy helps cover the cost to repair and replace what's lost.

Commercial Auto Insurance
Insures your business vehicles and drivers against liability and physical damage.
Example: One of your employees gets into an accident while making a delivery. This policy helps cover the damages and injuries.

Workers’ Compensation Insurance
Covers medical costs and lost wages if an employee gets hurt on the job.
Example: An employee falls from a ladder while on a construction site. This policy pays for their medical treatment and recovery time.

Professional Liability (E&O) Insurance
Protects service-based businesses from claims of negligence or mistakes in work.
Example: A client sues you, claiming your advice caused them financial harm. This policy helps cover legal defense costs.

Commercial Umbrella Insurance
Adds an extra layer of liability coverage over your other business policies.
Example: A lawsuit against your company exceeds your general liability limits—umbrella insurance helps cover the gap.

Fidelity Bonds
Protects your business from employee dishonesty, such as theft or fraud.
Example: An employee embezzles money from your business. A fidelity bond helps recover the stolen funds.

Contract Bonds (Surety Bonds)
Guarantees that work or service outlined in a contract will be completed as agreed.
Example: You're a contractor who needs to guarantee the completion of a construction project. A surety bond provides assurance to the project owner.